.block-indiv-card {
  background: #fff;
  border-radius: 8px;
  padding: 36px 28px;
  box-shadow: var(--shadow-sm);
  border: 1px solid #DDD5CB;
  transition: all var(--transition);
  font-size: 0.95rem;
}
.block-indiv-card.has-hover-effect:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}
.block-indiv-card .inner > *:first-child {
  margin-top: 0;
}
.block-indiv-card .inner > *:last-child {
  margin-bottom: 0;
}